| Basic Strategy | |||
| Real Time Gaming Pontoon | |||
| Player | Total Cards | ||
| Total | 2 | 3 | 4 |
| 4 | H | ||
| 5 | H | ||
| 6 | H | H | |
| 7 | H | H | |
| 8 | H | H | D |
| 9 | H | D | D |
| 10 | D | D | D |
| 11 | D | D | D |
| 12 | H | H | D |
| 13 | H | H | D |
| 14 | H | H | D |
| 15 | S | S | D |
| 16 | S | S | D |
| 17 | S | S | H |
| 18 | S | S | S |
| 19 | S | S | S |
| 20 | S | S | S |
| 21 | S | S | S |
| A,2 | H | H | |
| A,3 | H | H | D |
| A,4 | H | H | D |
| A,5 | H | H | D |
| A,6 | H | H | D |
| A,7 | H | H | D |
| A,8 | S | D | D |
| A,9 | S | D | D |
| A,10 | S | Ds | D |
| 8,8 | Ps | ||
| A,A | Ph | ||